STARTING EARLY: Financial literacy can be a challenge for many adults. As a way of helping the next generation save and set goals, First Bank partners with schools throughout its service area to bring kids the “Teach Children to Save” program. At schools like John Small Elementary, students learn the basics of personal finances such as savings and credit. Here, William Taylor and Melissa Jarvis of First Bank present a check for $500 to JSE Principal Kelly Makepeace and Counselor Chynna Bonner. The JSE school improvement team will determine how to best use the funds.